If you purchase items at $99 or more, you have the option to use Bill Me Later, a PayPal service, to finance your purchase. If you are a blind customer, I apologize that the link below is not labeled properly, with accessible information. I have contacted PayPal, and I hope they resolve this accessibility issue. If you would like to purchase one-of-a-kind jewelry, and you spend $99 or more, click or enter below to apply for Bill me later financing. You will have six (6) months to pay. Sometimes, Bill Me Later has other offers, and if you click or enter on the link below, they will apprise you of the offers available. Thank you for shopping at Sahar's Beaded Creations.